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Axel Kleinlein

The consumer advocate - tough on the issue, conciliatory in tone

Axel Kleinlein, insurance expert, mathematician, and consumer advocate, is a highly sought-after speaker nationwide on transparency and fairness in the insurance and financial sector. With a solid expertise, he has been fighting for the rights of policyholders for decades – in an understandable, critical, and consumer-oriented manner. As the former spokesperson of the Association of Insured Persons and President of Better Finance, he shapes consumer-friendly standards nationally and across Europe. His expertise in life insurance, retirement planning, and financial products makes him the ideal bridge between specialized knowledge, consumer protection, and politics. Book Axel Kleinlein now for straightforward, competence, and critical expertise on insurance and retirement planning.

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Industry, Economy & Finance

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  • MONITOR mit Sven Enger & Axel Kleinlein

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Vita

Straight Talk Instead of Fine Print: Axel Kleinlein Makes Insurance Understandable

Axel Kleinlein is an insurance expert, mathematician, consumer advocate, and one of Germany’s most sought-after speakers when it comes to transparency, fairness, and education in the insurance and financial sectors. With profound expertise and a clear stance, he has been fighting for the rights of policyholders for decades—always understandable, critical, and dedicated to consumers.

From Theory to Practice – With Conviction and Depth

After studying mathematics and philosophy at the universities of Cologne and Berlin, Axel Kleinlein began his career in the actuarial department at Allianz Life Insurance. There, he learned the craft of actuarial science. He later held key roles at Stiftung Warentest (Finanztest) and the rating agency Assekurata, where he gained deep practical experience in product evaluation and industry analysis.

A Voice for Policyholders – Nationally and Across Europe

As long-time Spokesperson of the Board at the German Association of Insured Persons (BdV, 2011–2022) and President of the European umbrella organization Better Finance (2019–2022), he helped shape consumer-friendly standards. His expertise is in demand—in politics, the media, and at conferences—where he conveys complex topics in a clear, vivid, and often humorously pointed way.

Why Axel Kleinlein Is the Ideal Choice for Your Event

  • Actuary and consumer advocate with extensive media experience
  • Expert in life insurance, retirement planning & financial products
  • Leadership roles at BdV & Better Finance – national & European impact
  • Bridge-builder between expertise, consumer protection & politics
  • Ideal for panels, keynotes, political discussions & financial education events

Book Axel Kleinlein now—for straight talk, expertise, and critical insight on insurance and retirement planning.

Topics

Finances Politics Europe Demographics Economy

The pension check: 

How old-age provision works

  • How life insurance policies are calculated and what happens to customers' money
  • How money becomes a pension - statutory pension, life insurance, occupational pension provision and other solutions
  • Who does business with old-age provision, what rules apply to sales and what do I need to look out for?
     

The pension talk: 

Polarizing, analytical, fact-oriented

  • Riester rebel & consumer advocate
  • Journalistically sound & competent
  • Quick-witted & confident
     

The pension expert: 

Interlocutor for politicians and associations in Berlin & Brussels 

  • What makes consumer associations tick and what agenda they pursue
  • How political players behave and how you can influence them
  • How Europe works and what that means for us in Germany
     

References & Press

“Axel Kleinlein was a member of the advisory board of the sponsoring association from 2011 as spokesman for the board of the German Insurance Association (BdV). His pointed contributions and the occasional exchange of blows with the representatives of the insurers, always factual and knowledgeable, were among the highlights of the meetings. I owe him many a look behind the scenes and a friendly exchange of ideas.” 
Prof. Dr. Günter Hirsch, former President of the Federal Court of Justice, former ombudsman for the insurance industry


“Kleinlein is a rare breed among consumer advocates: he is knee-deep in his topics - right down to the smallest printed general terms and conditions of insurance. And he can be mercilessly sharp. That's why he is feared but respected in the industry.” 
FAZ, 16.3.2019


“He must know, he's a specialist. Kleinlein studied mathematics and ... worked for the company [Allianz] before switching sides and ultimately becoming head of the German Insurance Association. Today, the man .... is one of the most persistent critics of life insurance.” 
Der Spiegel, 8/2016


“Axel Kleinlein (born 1969) was Chairman of the Board of the German Insurance Association and is currently considered one of the fiercest critics of insurers.” 
Handelsblatt

Publications

Cover: Zehn Jahre „Riester-Rente“

Zehn Jahre „Riester-Rente“

ISBN : 978-3-86872- 959 -7

20.00 €

Presentation types

Required equipment

Equipment: Projector
Projector
Equipment: Headset
Headset
Equipment: Windows notebook
Windows notebook